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Popular Articles Written by Ripon

Those who are in their 50s are susceptible to neglect and poverty from many different directions

‘I am thinking of getting my pension funds released to pay for my rent arrears - do you think my landlord will stop possession ...
Ethnic Minority Communities are in extreme poverty in East London

I recently advised Shazna Rahman*, a Bangladeshi Muslim woman in Newham. She came to seek debt advice from me at Toynbee...
Current Welfare Reform putting poorer communities into destitution

I have noticed a dramatic change in my line of work as a debt adviser following the introduction of Universal Credit in 2013. It has ...
Is Council Tax really Poll Tax? Where is the momentum for a new campaign?

‘I have not been able to pay my council tax for last four years. Bailiffs have lied to me to get money from me. I still can’t afford...
Tax on self-employed - a detriment to Tower Hamlets residents

On 1 April 2017, Tower Hamlets Council introduced a policy that removed full Council Tax Reduction Scheme from its self-employed resid...
Christmas is over - what responsibilities do creditors have now?

I noticed how busy members of staff at the London Community Credit Union (LCCU) were during the Christmas festive period. T...
Non-British nationals face harsh penalty for non-payment of debts

If you are a non-British national, trying to ascertain your rights in the United Kingdom can be a difficult process, perhaps more s...
(Part I) My presentation on universal credit and debt on Carers Day with Hackney Carers Centre (slides of the presentation included) brought to you by Hackney Council and Carers are the Bedrock

“Thank you so much for coming along, the ‘money’ workshops were by far the most popular, that was you and ‘Direct Payments” Li...
What is to be done with scammers who prey on your money?

In 2016 in the United Kingdom, according to the National Crime Survey, you were 10 times more likely to be robbed at your computer...
(Youtube & Radio) Your Money Matters...with Ripon Ray - Weekly Show

This week I talk about the draconian Universal Credit and ways to survive it. Joining me on Betar Bangla Radio and on YouTube is Alex Tif...

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Rosi’s story – Low income debt - Rosi’s story – Low income debt “I just didn’t know where to turn” At 68, Rosi’s was struggling financially and was in ill health, receiving chemotherapy fo...
Compare Finance Products - MoneySuperMarket

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Free and impartial money advice, set up by government - Money Advice Service

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Latest News - Turn2us

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Low income Londoners and Welfare Reform | Trust for London

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MoneySavingExpert.com Forums

E: 18/12 Win Nine Perfect Strangers By Liane Moriarty - *Anything Goes Lifestyle*
The Trussell Trust

A big festive thank you - The post A big festive thank you appeared first on The Trussell Trust.
uSwitch guides - Articles

Energy price caps - From December 2018, the government will introduce an energy price cap for credit meter customers on standard variable or default tariffs in England, Wale...

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About Me

Ripon Ray: I have been giving debt advice for over six years. I use live radio as a means to reach out to local communities to talk about debt and money problems. I am also a community activist in Hackney, London. Follow me on Twitter: riponsray

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