Having borrowed from friends, banks and Student Loans Company, I finished my education with unimaginable debts. Since then, I worked for a payday loans company that went bust due to irregularities and then as a regulated debt adviser at Toynbee Hall to help marginalised communities in the East End. At Debt Free London I improved quality of advice delivered to indebted Londoners. I continue to pay back debts to some of my creditors. Let's talk about debt - me as Your Doctor Debt.
Housing & homelessness on Your Money Matters...with Ripon Ray
I would like to thank Marc Lancaster, Housing Policy Officer of Tower Hamlets Council, for coming on Your Money Matters show this week to explain to me about the rights and responsibilities of being a private, housing association or local authority tenant. He talked about the differences between Section 8 and Section 21 of the Housing Act 1988 (as amended) and how you can use the law strategically to protect yourself.
Current legislation protects a tenant's deposit. If it's not protected you can ask the court to make a judgement against your landlord to compensate you three times the amount due for breaking the law. He elucidated that local authorities also have a duty to support vulnerable tenants with advice and provide accommodation when they are at risk of homelessness.