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Meg Hillier, Hackney South & Shoreditch MP and Chair of the Public Accounts Committee in Parliament, and Ripon Ray, debt expert, speaking about Universal Credit! Feel free to attend the workshop!


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A debt free path for a mental health sufferer

It’s a well-known fact that individuals who suffer from a hampered mental capacity - be it mental health or learning difficulties - are most likely to be vulnerable in our communities. They are also more likely to be victims of miss-sold products and services by companies, even though organisations that are providing financial products and services have a duty under the Financial Conduct Authority (FCA) to take extra care towards these individuals. This is what the FCA has to say about vulnerable customers: ‘  The vulnerability of the customer, in particular where the firm understands the customer has some form of mental capacity limitation or reasonably suspects this to be so because the customer displays indications of some form of mental capacity limitation  (see  ■  CONC 2.10) But due to a culture of intensive selling to consumers, generated by employers placing and enforcing - often difficult and unrealistic - performance goals which are attached to tempting

(Part I) My presentation on universal credit and debt on Carers Day with Hackney Carers Centre (slides of the presentation included) brought to you by Hackney Council and Carers are the Bedrock

“Thank you so much for coming along, the ‘money’ workshops were by far the most popular, that was you and ‘Direct Payments”        Lisa Taylor Carers Coordination Service Manager           Hackney Carers Centre

Shame no more to talk about domestic abuse and money trouble!

Silence can be a deadly killer for women of domestic abuse and instead of just hindering their recovery it could lead to their fatality.  According to the Office of National Statistics (2015), two women are killed every week in England and Wales by a current or former partner in a relationship.   The definition of domestic abuse has been expanded in recent times by legislation: an incident or pattern of incidents of controlling, coercive, threatening, degrading and violent behaviour, including sexual violence. Julia Oviedo, a victim and survivor of domestic abuse, shared her personal experience on  ‘In Conversation with Ripon Ray…the Community Money Matters Show’  on Betar Bangla Radio. It may seem just another story to many listeners but for an individual to talk about such a personal experience requires bravery, confidence and the will to encourage other victims to come forward and share their experiences.   In her case, it was physical violence which she feared