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Alternative lending on Your Money Matters...with Ripon Ray

This week, CEO of Fair Finance gives the listeners an overview of the alternative lending industry. Prior to taking on the role, Faisel Rahman worked for the World Bank and Grameen Bank. He subsequently helped to set up the Money Advice Service in London which is the leading provider of debt advice. He speaks to me about the role of payday lenders, credit unions, peer-to-peer and other ethical lending.

I also had the opportunity to hear views from the members of the public as to what you think about alternative lending. If you have any money related ideas that you want me to cover just send me a message on
Recent posts

The Post War Welfare State is crumbling - who is to blame for it?

The current welfare state changed in such a way that a true reflection is required as to how this has come about and and its context.
Post Second World War, the Attlee government nationalised the Bank of England, the coal industry, the Central Electricity Generating Board and area electricity boards, Cable & Wireless Ltd, the railways and the local authority gas supply undertakings in England and Scotland. It introduced free education for all by nationalising institutions which were either provided by parishes or philanthropists. The National Health Service was formed and made accessible to everyone regardless of ability to pay.  
If you were unemployed there was infrastructure to support you when you could not afford to pay by creating the welfare system as you see today. The expenses of running such a nationalised state was met by cheap loans borrowed from overseas, contributions made by tax payers and companies in times when Britain was losing imperial dominance. Post war employm…

Universal Credit Workshop at the Community Hub, Wood Green, London

Pension & Universal Credit on Your Money Matters show (19/02/2018)

Pension: Since auto-enrollment began in the UK in 2012, we are beginning to properly save for our retirement. On this show, Robert Parker - Chair of the Personal Financial Society - talks about the differences between state and private pension, risks that are involved with investing your pension in stocks and shares and many more issues related to your pension.

Universal Credit:How do you apply for such a benefit? When are you going to be migrated to it? What are the condition for applying it? What is included as part of the claim? What does it not include? I talk about all the above issues and more. 

Unite Community Clacton Public Meeting on Universal Credit on 30th April - Know Your Rights!

North & East London General Branch invited me to speak about Universal Credit on 9th March 2019 in Finsbury Park

Meg Hillier, Hackney South & Shoreditch MP and Chair of the Public Accounts Committee in Parliament, and Ripon Ray, debt expert, speaking about Universal Credit! Feel free to attend the workshop!