Carers News - The magazine for carers in Hackney - Issue 16: Winter 2019

 

Unite Community Enfield & Universal Credit Campaign

Please see this email as notification of the next branch meeting for Unite Community Enfield, which be taking place on:

Monday 21st January at 6:30pm in Meeting Room 1, Vincent House, 2E Nags Head Road, Ponders  End, Enfield, EN3 7FN. Please make sure to arrive at  6:15pm, so that we may start the meeting promptly at 6:30pm. 

We will be joined by Ripon Ray, author of the community money mattersblog, who will be leading our political discussion with a presentation about How To Survive On Universal Credit. 

(Part I) My presentation on universal credit and debt on Carers Day with Hackney Carers Centre (slides of the presentation included) brought to you by Hackney Council and Carers are the Bedrock

“Thank you so much for coming along, the ‘money’ workshops were by far the most popular, that was you and ‘Direct Payments”

       Lisa Taylor Carers Coordination Service Manager

          Hackney Carers Centre

Slides are below:

 

 

 

 

 

 

Part (II) My presentation on universal credit and debt on Carers Day with Hackney Carers Centre (slides of the presentation included) brought to you by Hackney Council and Carers are the Bedrock

Venessa Feltz talks about money and debt with Ripon Ray on BBC London Radio

As Vanessa starts the conversation on money on BBC London on 9 November 2018, Ripon Ray phones in on her show to explain what he sees in Hackney and beyond as a money and debt expert.

Carers Rights Day 23rd November 2018 and my talk on Universal Credit and Debt

Your Money Matters...with Ripon Ray (23/10/2018)

Another week and another tip and topic for you. On this show I talk about how to keep your tax bill in check to make sure that the HMRC does not end up biting you extremely hard.

Also, my main topic of the week is to look at whether you should save or invest your money. When should you save your money? What is the difference between saving and investing? What benefits and risks there are before you think about saving and investing? If you are thinking of investing a huge sum, you must seek financial advice.

Your Money Matters ...with Ripon Ray (Second Half) (16/10/2018)

On this half of the show my tip of the week is on life insurance. What is life insurance? Should you get a single life insurance or a joint? What are the benefits of getting a life insurance? Find out on this YouTube!

My main topic is then on council tax. Do know how councils work out how much you pay council tax? Are you entitled to any financial support on your council tax bill. When are you liable to pay it? What is the process for challenging your liability? Do you know that in curtain circumstances you are entitled to get a discount and exemption from paying council tax? If you are liable to pay, I explain the process councils throughout country follow to recover the debt either from your income or via an enforcement agent. Councils can make you bankrupt. In extreme scenarios you may be put in imprison. You will find all the answers on this part of the show.

Your Money Matters...with Ripon Ray (16/10/2018)

My tips of the week for you is how to avoid paying extra on your mobile phone. I also explain ways for you to buy a car and pros and cons of buying your car outright, on hire purchase, loans repayment, personal contract purchase, paying by using credit card and peer-to-peer lending.

Your Money Matters...with Ripon Ray (02/10/2018) Part 2

This is your second half of the weekly Betar Bangla Radio/ Youtube show. Your tips of this week is how you can save money on your water bill.

Here is your chance to find out about different types of bank accounts: savings accounts, current accounts, basic accounts, Post Office accounts and joint accounts. You can also find out ways for you to make a complaint against your bank if you are unhappy with its services. Find out ways you can prevent your creditors from taking money from your account without your permission.

Your Money Matters...with Ripon Ray (02/10/2018) Part 1

On the first half of this weekly show I explain your tips of the week when an airline company goes bust and who you can bring a claim against. If you are thinking of ways to formally write off unsecured debts and you are an individual, you need to watch this YouTube because I talk about Debt Relief Order, Individual Arrangement and bankruptcy.

Your Money Matters ...with Ripon Ray (First Half)

On this part of the weekly money show I explore the importance of making a will for your loved one. Why is it important making it? What could happen if you don't have a will? What are the ways of making it and potential risks involved with these options?  I also look at ways for you to save money on your fuel supply - this is my tips of the week.

Your Money Matters...with Ripon Ray (Second Half)

This is your weekly radio show.  This time I talk about how to save money on your car insurance and  ways to protect yourself from scams.